Savings
HCU offers different types of savings accounts to help you make the most of your money.
![Prime Share Savings](http://cdn.hcu.coop/images/2023/12/13/prime-share2x.webp)
Prime Share Savings
Open a Prime Share Savings Account and you’re instantly an owner and member of Heartland Credit Union. It’s also a great way to start your nest egg and watch your savings grow.
.![Custom Savings](http://cdn.hcu.coop/images/2023/12/13/custom2x.webp)
Custom Savings
![Gateway Savings](http://cdn.hcu.coop/images/2023/12/13/gateway2x.webp)
Gateway Savings
![Smart Start Savings](http://cdn.hcu.coop/images/2023/12/13/smart-start2x.webp)
Smart Start Savings
![Health Savings](http://cdn.hcu.coop/images/2023/12/13/health-savings2x.webp)
Health Savings
Insurance and medical bills can be tricky to navigate. When matched with specialized health insurance plans, a Health Savings Account makes managing medical expenses easier and can help you save money.
![IRA](http://cdn.hcu.coop/images/2023/12/13/ira2x.webp)
IRA
Prepare for your financial future today by adding a Heartland Credit Union IRA to your retirement plan.
![Investment Share](http://cdn.hcu.coop/images/2023/12/13/investment-share2x.webp)
Investment Share
An Investment Shares Account allows you higher rates on your savings and permits access to your money whenever you need it.
![Certificates](http://cdn.hcu.coop/images/2023/12/13/certificates2x.webp)
Certificates
Earn some of the best dividends we offer with nearly no risk to your money.
![Money Market](http://cdn.hcu.coop/images/2023/12/13/money-market2x.webp)
Money Market
Open a Money Market with HCU and watch your money grow faster. Your rate increases as your balance grows, helping your money to work smarter and harder.
![Add-On Certificates](http://cdn.hcu.coop/images/2023/12/13/certificates2x.webp)
Add-On Certificates
Enjoy the return and security of a Certificate with the ability to make deposits like a Savings account. It’s the best of both worlds.