More from Your Car Loan
Don't settle for less when it comes to your auto loan. At Heartland Credit Union, we go the extra mile to find the loan that’s right for you. HCU offers personalized loan solutions with affordable auto loan rates, flexible terms, and monthly payments that fit your budget. It’s the Heartland Way.
Auto Loans Features
- Rates as low as 5.74% APR for up to 60 months
- Flexible terms up to 84 months
- 100% financing available to qualified borrowers
- Instant online approval
- On-site financing. Request HCU financing at the dealership
- Start searching for your next vehicle today.
Ready to Get Started?
Apply online today or visit one of our convenient branch locations to speak with a loan expert. We’re here to guide you through every step of the process.
Car Loan Purchase And Refinance Options
Michael Lizalde, AVP of Member Experience, talks about all the ways Heartland can help with an auto loan for purchasing a new or used vehicle or refinancing your current car loan. HCU offers personalized loan solutions with flexible terms and payments to fit your budget, and you can get pre-qualified before you walk into a dealership. Or take advantage of the equity in your current vehicle to refinance and use the cash for almost anything!
Want more information about how to take advantage of the equity in your vehicle? Read our blog article on when to refinance your car.
Have an HCU representative contact you about your next auto loan.
*Annual Percentage Rate. Membership required. Limited time offer. Assumes a credit score of 725+ on a new to HCU $17,000 fixed, secured loan, 2020 or newer vehicle with less than 130,000 miles, HCU Beyond Ultimate or Essential account with direct deposit, and auto-pay. For example: A $20,000 loan at 5.99% APR would require 72 monthly payments of $331.36 per month. Other rate and terms available.
