Your partner in banking and beyond
You deserve confidence in your money. With Heartland, you get a partner who brings clarity, guidance, and real support. Every step of the way.
Rooted in Kansas
We're not headquartered somewhere else and doing business here. We live here. Heartland Credit Union has served Kansas communities since 1948, with 11 branches and members across 52 counties. That local commitment shapes every rate we set and every decision we make.
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Community Committment
Owned by members. Focused on you.
Most financial institutions answer to shareholders. We answer to you. As a member-owned cooperative, every decision Heartland Credit Union makes is aimed at one thing: your financial well-being. Better rates, lower fees, and real support from people who live in the same communities you do. That's just how cooperatives work.
What our members have to say.
Frequently Asked Questions
Banks are for-profit businesses owned by shareholders. Credit unions are not-for-profit cooperatives owned by their members. That means instead of returning profits to outside investors, Heartland Credit Union returns value to you through better rates, lower fees, and services built around your financial well-being.
Ready to join a Kansas credit union with more than 40,000 members?
Opening an account online takes just a few minutes.
Official Financial Wellness Partner Of Tiger Athletics
