Digital Banking Reset.

Experience the future forward features of HCU's Online and Mobile Banking.

Digital Banking. Online & Mobile Banking.

HCU Digital Banking is here to help you manage your total financial picture. Besides checking your balance, paying bills, and transferring funds, there are tools to help manage your credit score and even import accounts from other financial institutions, so you can see everything in one place. Plus, all of these features are available on both your PC or inside the HCU Digital Banking app, so you can manage your accounts anytime, anywhere. HCU Digital Banking will help put you in control of your finances.

Download the HCU Digital Banking App


Android users can download the Heartland Credit Union app from the Google Play Store.



Apple iOS users can download the Heartland Credit Union app in the Apple App Store.

Enhanced Digital Banking Features

Credit Score Manager

Instant access to your credit score and credit report, along with personalized tips on how to improve your score or maintain an already great score.

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Account Aggregation

With Account Aggregation inside HCU Digital Banking, you can connect accounts from other financial institutions and see all your balances and transactions in one place.

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Digital Business Banking

We know each business has unique banking needs – that’s why we’re bringing you more tools and features to make your Digital Banking experience fit your needs.

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Digital Banking Tutorials

We've created easy to follow tutorials for you to learn about the new Digital Banking system. Make sure to check out all the tutorials below!
Build A Spending Plan

Build A Spending Plan

Create a personalized budget, allocate expense categories to your transactions, review your budget history, and set savings goals for a bright future.
Manage Your Credit Score

Manage Your Credit Score

Monitor your score, create alerts, get tips for improving your score, and simulate actions to see how they will impact your score.
Centralize Your Accounts

Centralize Your Accounts

See it all! Add non-HCU accounts to see all of your finances in one place for efficient financial management.
Score Your Financial Health

Score Your Financial Health

See how you are doing across the categories of saving, borrowing, and planning.
Navigate With Ease

Navigate With Ease

Get a better view of your finances with our all-new member friendly interface.
Create A Custom Layout

Create A Custom Layout

Customize your layout and create nicknames for your accounts for fast and easy navigation.
Step Up Your Security

Step Up Your Security

Set up fingerprint login, add two-factor authentication, require login codes to add extra layers of protection.
View Balances At A Glance

View Balances At A Glance

Enable quick-view in HCU Digital Banking to view real-time account balances without having to log in.
Complete Quick Transfers

Complete Quick Transfers

Make secure transfers between your accounts in just three clicks, or set up external transfers for easy one-time or recurring payments.
Business Banking

HCU Digital Banking allows you to seamlessly review, monitor, and manage the finances of your business, giving you more time to focus on running your business.
Access standard reports and create custom reports to yield new insights on your business' finances.
Add multiple users with specific roles, permissions, and transaction limits for secure and efficient money management for your business.
Businesses can create ACH templates, add payees, submit ACH transfers, and access even more payroll service options than before.