*Annual Percentage Rate. Membership required. Subject to credit approval. 6.49% introductory APR will be in effect for the first twelve months after your line of credit is opened. Upon expiration of the introductory rate, all balances will accrue interest at the variable standard APR, which can range from Prime minus .01% to Prime +.99%, using the Wall Street Journal Prime Rate (currently an APR of 7.49%) not to exceed 18% at any time, with a floor rate of 3.25%. Information accurate as of 9/11/2023. This offer is available to new Home Equity Lines of Credit only and is subject to change without notice. ^No application or origination fees for qualifying members who have active checking with direct deposit. $99 origination fee for non-qualifying accounts. Normal third-party fees for appraisal, title, and taxes apply.