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Refer a Friend

You’ve experienced all the great products and service that HCU has to offer.  Now it’s time to Share the Love with family and friends.  Not only will you be making someone else’s life easier and better, you can also earn a little extra cash. So, come on, Share the Love today.

It’s the Heartland Way.


Refer a Friend Details

Referring a friend to HCU is easy and can earn you and your friend a little bonus!

  • Earn $50 if your friend opens a primary checking account
  • Earn $50 if your friend secures a personal loan of at least $10,000

Limited Time Offer:  Earn up to an additional $100!

  • Refer a friend that opens a new membership with a total Share balance between $50,000 and $99,999 and earn an additional $50 bonus.
  • Refer a friend that opens a new membership with a total Share balance of $100,000 or greater and earn an additional $100 bonus.

Simply click the "Refer a Friend Today" button above to send a message to your friends. Or, print out this Refer-A-Friend form, and give to a family member or friend. Your friend will bring the finished form into any Heartland Credit Union branch. The referral form must be provided at the time of account opening.

*Membership required. Current members earn $50 each and new members earn $25 each for: 1) New member that opens their primary personal checking with HCU with payroll direct deposit. 2) New member securing funded personal loan of at least $10,000 within 60 days of opening account.  3) Current members earn $50 when a new member brings $50,000 - $99,999 in deposits, or $100 when the new member brings $100,000 or more in deposits within 60 days of account opening.  Referral form must be provided at time of account opening. New member must meet membership requirements and have not had an HCU account for at least 12 months. All member accounts must be in good standing to receive payment. Bonus will be deposited in the member's Share account within 60 days of opening. Not valid with any other offer. Members will receive a 1099-INT for bonus. Must be at least 18 years of age. Offer may be canceled without notice. Employees and Volunteers of HCU are not eligible. Federally insured by NCUA.