Your business works hard. Your savings should too.

A Business Money Market account from Heartland Credit Union puts your idle funds to work with tiered rates, no time commitment, and easy access when you need it.

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Earn up to 3.50% APY*

When your operating account is sitting on more cash than you need day-to-day, a Business Money Market account is the straightforward move. Earn more on your balance without locking up your funds, and without the overhead of managing a separate investment account.

Heartland Credit Union is a member-owned credit union, which means better rates and fewer fees are not a perk. They are the point.

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Tiered earnings

The more you save, the more you earn.

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Flexible access

No lock-in periods. Withdraw when your business needs it.

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NCUA insured

Federally insured up to $250,000 — your funds are protected.

Talk to our business team

Have questions or ready to get started? Fill out the form below and someone from our business team will be in touch.

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What you get with a Business Money Market

  • Dividends paid on balances of $10,000 or more
  • No time commitment
  • Tiered rates pay you more as your balance grows
  • Check writing capabilities
  • 5 free withdrawals per month
  • No service charge on accounts maintaining $10,000 daily balance
  • Federally insured up to $250,000 by NCUA

Ready to put your business savings to work?

Fill out the form above and someone from our business team will reach out to walk you through opening your account.

*APY=Annual Percentage Yield. Membership Required. No minimum deposit to open an account. $10,000-$24,999 is 0.05% APY, $25,000-$49,999 is 1.00% APY, $50,000-$99,999 is 1.10% APY, $100,000-$249,999 is 1.50% APY, $250,000-$499,999 is 1.70% APY, $500,000-$999,999 is 2.00% APY, $1,000,000 is 3.50% APY. APY current as of 5.26.26.