Fiduciary Dividend Checking
You work hard for your money. It’s time to make it work for you. Our Fiduciary Dividend checking account pays you dividends on any balance. And as the balance in your account grows, you’ll earn even better dividends. All while having easy access to your money.
Earn dividends on your account, with no minimum balance. The more funds you have in your account, the better rate you can earn.
Get access to your direct deposit funds up to 2 days early, allowing you to stay ahead of the budgeting game.
A financial safety net with low fees that won’t break the bank. Included with every HCU Fiduciary Dividend checking account.
Fiduciary Dividend Checking Features
- Dividends paid monthly, no matter how much is in your account*
- Change is Good will automatically round up your debit card purchase and place the excess amount directly into savings
- Overdraft Protection to save you from unnecessary fees
- Early Payday! Access to direct deposit funds up to 2 days early
- Deposit checks from anywhere using Instacheck Mobile Check Deposit
- Free HCU Visa debit card
- Free first box of checks
- Free unlimited bill pay
- Unlimited free transactions at HCU and CO-OP Network ATMs
- $500 instant credit for deposits at HCU ATMs
- Overdaft Protection to protect you from unnecessary fees
- $5 monthly service fee. $3 fee rebate when you sign up for eStatements
- Waive the monthly service fee by using your debit card 15 times per month or maintaining a balance of $1,000 or greater
- Can be opened as a Trust account
*Annual percentage yield 0.05% for balances up to $2,499, 0.20% for balances $2,500 - $9,999, and 0.5% on balances of $10,000 and greater. Rates subject to change.
