Change is Good Debit Card Round-up

Turn spare change into real savings

Every time you swipe your HCU debit card, we round the purchase up to the next dollar and drop the extra into savings for you.

Log in to enroll
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Works with any spending account

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Never overdraws your account

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Send it to any HCU savings account you choose

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Set up in a couple of minutes

Saving that happens in the background

Change Is Good rounds up every debit card purchase to the next dollar and moves the difference into the HCU savings account you choose, automatically. There's no minimum balance to maintain and nothing to manage once it's turned on.

How it works

Change Is Good runs quietly behind every purchase you already make.

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You swipe your card

Buy groceries, gas, coffee, anything, with your HCU debit card, just like you always do.

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We round it up

Change Is Good rounds each purchase up to the next dollar, automatically, every time.

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It lands in savings

The extra change transfers straight into the HCU savings account you picked when you enrolled.

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Choose your account

Your change, your call

Direct your round-ups into your everyday HCU savings account, an Investment Share or Money Market account, or a savings account you've opened for your kids or grandkids. However you want to build for the future, Change Is Good can help you get there without lifting a finger.

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Ready to make saving automatic?

Enrolling in Change Is Good takes just a couple of minutes inside HCU Digital Banking.

Log in to enroll

Not a member yet? Open a spending account first.