USDA Rural Development Loans

This specially structured loan is not limited to first-time homebuyers and allows for 100% financing. Whether you're buying your first home or making a long-awaited move to the country, a Rural Development Home Loan can get you there. It's time to make that dream of a home in the country a reality.

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No down payment required

RD Home Loans have options for 100% financing, which means you don’t have to save up for your new home.  It makes getting your new home much quicker.

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Built for more types of homes

Available for new homes, existing homes, modular homes and more. If you've found the right place, there's a good chance it qualifies.

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Rural Development Home Loan features


  • 100% financing available
  • For low to moderate income individuals
  • 30 year fixed rate
  • Government guaranteed

Apply online for your HCU home loan, visit your nearest branch, or call our eBranch at 800.428.8472 to get started today.