USDA Rural Development Loans
This specially structured loan is not limited to first-time homebuyers and allows for 100% financing. Whether you're buying your first home or making a long-awaited move to the country, a Rural Development Home Loan can get you there. It's time to make that dream of a home in the country a reality.
No down payment required
RD Home Loans have options for 100% financing, which means you don’t have to save up for your new home. It makes getting your new home much quicker.
Built for more types of homes
Available for new homes, existing homes, modular homes and more. If you've found the right place, there's a good chance it qualifies.

Rural Development Home Loan features
- 100% financing available
- For low to moderate income individuals
- 30 year fixed rate
- Government guaranteed
Apply online for your HCU home loan, visit your nearest branch, or call our eBranch at 800.428.8472 to get started today.
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