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USDA Rural Development Loans

This specially structured loan is not limited to first-time homebuyers and allows for 100% financing — with no maximum purchase price. It’s time to make that dream of a home in the country a reality.

RD Home Loans have options for 100% financing, which means you don’t have to save up for your new home.  It makes getting your new home much quicker.
RD loans do not require PMI, which will save you money every month on your mortgage payment.
Available for new homes, existing homes, modular homes and more.

Rural Development Home Loan Features

  • 100% financing available
  • For low to moderate income individuals
  • 30 year fixed rate
  • Government guaranteed

Apply online for your HCU home loan, visit your nearest branch, or call our eBranch at 800.428.8472 to get started today.