Holiday Loan

It’s the most wonderful time of year which means it’s time to focus on what matters most – celebrating the season by making more memories. Open a Heartland Credit Union Holiday Loan and enjoy low rates, plus easy and flexible payments.

Apply Today

Make a list and check it twice with rates as low as 9.99% APR up to $1,500. Enjoy the holiday season knowing that everyone on your list has a gift under the tree.

Tis’ the season for holiday travels! Whether you’re going home for the holidays or taking a beach vacation, the Holiday Loan is here to help you build priceless memories with those you love.
Apply online today. It’s quick and easy—then enjoy no payments until after the holidays!
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Holiday Loan Features

  • Signature loan, no collateral required
  • Rates as low as 9.99% APR*
  • Easy online application
  • 12-month term
  • No payments for up to 60 days.**
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*APR=Annual Percentage Rate. Membership required. Based on credit approval. Fixed-rate Signature loan assumes a credit score of 725+, HCU Beyond Ultimate or Essential Spending account with direct deposit and autopay. Minimum loan amount $500. Maximum loan amount of $1,500. For example: A $1,500 signature loan at 9.99% would require 12 monthly payments of $131.87 per month resulting in an APR of 9.99%. **Interest will accrue during the 60 days.  Offer ends 12/31/24.