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Due to maintenance, HCU Digital Banking may be unavailable Sunday, 04/21/2024 from 12:00am to 6:00am, Central Time.

Earn Up to 5.10% APY

Watch your money grow with a certificate at Heartland Credit Union. For a limited time, earn 5.10% Annual Percentage Yield* on our 6-month certificate or lock in a competitive 5.00% Annual Percentage Yield** with our 13-month certificate. Whether you're saving for a short-term goal or planning for the future, our certificates offer significant growth potential and peace of mind.

Take advantage of industry-leading rates without a long-term commitment or large minimum deposit. You can earn up to 5.10% APY with a minimum deposit of only $500.
Rest easy knowing your money is secure. Funds are federally insured and virtually risk-free, so you can be confident you’re earning a great rate without risking your principal.
Looking for even more ways to save? We have options including HCU Money Markets, Investment Shares, and IRAs.  Whatever your savings needs, we have an account to provide the solution.
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Grow Your Money Certificates Features

  • 5.10% APY on a 6-month certificate
  • 5.00% APY on a 13-month certificate
  • $500 minimum opening deposit;
    $100 for youth accounts
  • Offer available on new or existing funds
  • Grow your savings virtually risk-free
  • Funds are federally insured up to $250,000

Contact an HCU Representative Today

*Limited time offer. Membership required. 5.10% Annual Percentage Yield (APY) when you open a 6-month certificate. Penalty for early withdrawal may reduce earnings. Minimum $500 opening deposit, $100 for youth accounts. Rates accurate as of March 26, 2024.  

**Limited time offer. Membership required. 5.00% Annual Percentage Yield (APY) when you open a 13-month certificate. Penalty for early withdrawal may reduce earnings. Minimum $500 opening deposit, $100 for youth accounts. Rates accurate as of April 15, 2024.