Hassle-Free Home Loans
We're here to help you get from where you are to where you want to be.
Home Loans
Heartland Credit Union makes home buying easier with friendly experts and great ways to save. We promise hassle-free loans with friendly advice, a wide variety of loans to fit your life, on-time closings with fewer surprises and delays, and low closing costs. As a credit union anchored in the values of the Heartland, we’re here to help you make your next move.
Less hassle, more help. It's the Heartland Way. Apply for your home loan at Heartland Credit Union today.
Our Home Loan Commitments
Our Home Loan Commitments

Taking the hassle out of buying a home, with help at every step.

A wider range of home loan options to fit unique circumstances and your financial goals.

Lower closing fees help you save when it matters most.

On-time closings, with fewer surprises or delays, to get you in your home sooner.

Conventional Loans
We offer simple home loan solutions with different options to fit just about anyone’s situation.

FHA Loans
A great low-cost option for first-time homebuyers. Let us help guide you through the process.

VA Loans
For our active-duty, or qualifying veterans and spouses, VA Loans can make getting into your new home easier.

Rural Development Loans
For members looking to live in a rural community, these loans feature a variety of money saving options.

Jumbo Mortgage Loans
When you’re ready to purchase your dream home, we’re ready to help. Similar to other loans, Jumbo loans provide more purchasing power.

Heartland 100
We understand saving for a down payment can be difficult. Let us help with our no-down payment, 100% financing option.

Bridge/Swing Financing
Found the perfect home but haven’t sold yours yet? Bridge financing can provide the down payment you need to make the move.

Construction Loans
Ready to build the home of your dreams? Our residential construction loans are simple and flexible.

First Time Homebuyers
You’re ready to step into homeownership, but aren’t sure where to start. We’re here to help guide you each step of the way.