Heartland 100 home loans
We understand that saving for a down payment isn’t easy. HCU makes getting into your new home easy with our 100% financing option. Plus a Heartland 100 home loan doesn't require Private Mortgage Insurance (PMI). From pre-approval to closing, our Real Estate Loan Consultants will work with you through the entire home-buying process.
Zero down. Move in sooner
A Heartland 100 Home Loan provides 100% financing for qualified buyers. Get into your new home now.
A payment you can count on
Heartland Home Loans are available with 30-year fixed rate terms so you know how much your house payment will be.
No PMI. More money in your pocket
We do not require Private Mortgage Insurance with a Heartland 100 home loan, saving you money every month.
Heartland 100 Home Loan Features
- $0 down, 100% financing
- No Private Mortgage Insurance (PMI)
- Fixed-rates with 15, 20, and 30-year terms
- Great option for first-time buyers or someone buying their dream home
- Perfect credit not required
Apply online for your HCU home loan, visit your nearest branch, or call our eBranch at 800.428.8472 to get started today.
*Membership required. Minimum credit score of 660. Maximum debt-to-income ratio of 45%, with approved credit.
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