Checking Accounts

HCU offers a variety of checking accounts to fit the way you manage your money and your life.

Open an Account

Every HCU Checking account makes life a little easier with these great features.

Overdraft Protection with low $9 fees with every HCU checking account.

Get access to your direct deposit funds up to 2 days early, and stay ahead of the budgeting game.

With the Co-op ATM network, you'll have access to over 30,000 free ATMs wherever you travel.

Rewards Cash Back Checking

Cash-back rewards and no monthly service fees. The more you spend, the more you earn.
Rewards Cash Back Checking

Rewards Dividend Checking

This account lets you put your money to work for you by paying dividends on any balance.
Rewards Dividend Checking

Gateway Checking

For members under the age of 19. No monthly fees, no minimum balance, and cash back.
Gateway Checking

Renew Checking

Designed for learning how to navigate a checking account and build good credit habits.
Renew Checking

HCU Checking Features

Change is Good

We make saving money easy and automatic. Change is Good will roundup your debit card purchase and place the excess amount directly into savings.

Overdraft Protection

Avoid the embarrassment and hassle of a declined transaction with Overdraft Protection. Plus, our low $9 fee really helps take the ouch out of the oops.

HCU Visa Debit Card

From purchasing lunch, making a payment, withdrawing cash from an ATM, or shopping online, your HCU Visa Debit Card is the fast and secure way to get it done.