Everyday Visa Credit Card
With simplicity and convenience at its core, the Everyday Visa credit card is designed for your day-to-day transactions. The Everyday Visa features our lowest variable rate, no annual fee, and benefits to protect your purchases. It’s the Heartland Way.
Lowest Variable Rate
Back to the Basics
Everyday Purchases, Anywhere
Everyday Visa Card Features
- 0% intro APR* for 12 months on balance transfers, when you open a new Everyday Visa
- No annual fee
- No foreign transaction fee
- 10-day late payment grace period
- 100% fraud protection, zero-dollar liability
- Cash advances at ATMs worldwide
- Instant issue available at any HCU branch
- Card management inside HCU Digital Banking
Seamlessly monitor and manage your HCU credit card right inside HCU Digital Banking
*Membership required. 0.00% introductory APR for a period of 12 billing cycles on balance transfers done within 60 days of card open date. After that, your APR will be 16.99% to 24.00% APR, based on your credit worthiness.