With Thanksgiving being so late this year, it may feel like the holiday shopping season has flown by. You gobbled down the turkey, rushed out for Black Friday shopping, and suddenly, it’s December! If you’re like many, you still have plenty of shopping to do, with just a short time to do it. But don’t let the holiday rush stress you out. We’ve got a few tips that may help you take control of your last-minute Christmas shopping.
1. Make a List and Prioritize
Before diving into the rush of shopping, take a moment to jot down who you're buying for and what you’re looking to get. Prioritize the most important gifts and start with those. A focused list helps you avoid impulse buys and ensures you don’t forget anyone important. This will save both time and money by keeping you on track.
2. Shop Local and Support Small Businesses
If you're looking to avoid the big-box store frenzy, consider shopping at local boutiques or small businesses. They often have unique items that will stand out as thoughtful gifts and may offer special holiday promotions. Plus, buying locally can help you avoid shipping delays and support your community.
3. Check for Discount Codes and Promotions
Before checking out online, always search for promo codes, discount coupons, or cashback offers. Many retailers run flash sales or offer discounts to newsletter subscribers, even during the holiday season. A quick search can help you score significant savings.
4. Consider Gift Cards or Experiences
If you're really pressed for time, a gift card to a favorite store or an experience, like a cooking class or concert tickets, can be a great solution. Many people prefer experiences over material items, and gift cards can save you from picking the wrong size, color, or style while still offering a personal touch.
5. Use Online Shopping with In-Store Pickup
Many retailers offer the option to shop online and pick up in-store. This saves you from the hassle of navigating crowded stores and gives you the chance to snag last-minute deals online. Additionally, you avoid shipping fees, and items are often ready for you to grab immediately.
6. Track Your Spending
You may feel like you’re running out of time, but that doesn’t mean you have to run yourself out of money. Stick to the budget you set when you started your holiday shopping. There will still be deals to be had, even at the last minute. Use tools like HCU Digital Banking to track exactly what you’ve spent in real time. You can also set transaction and low balance alerts to make sure your account is safe and secure.
We hope these tips help all you last-minute shoppers survive the holiday rush. Remember, while giving and receiving gifts is great, the holidays are about spending time with family and friends. The gift of your time can mean more than any present you could give. Merry Christmas from all of us at Heartland Credit Union.
