Savings

HCU offers different types of savings accounts to help you make the most of your money.

Prime Share Savings

Prime Share Savings

Open a Prime Share Savings Account and you’re instantly an owner and member of Heartland Credit Union. It’s also a great way to start your nest egg and watch your savings grow.

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Custom Savings

Custom Savings

When you’re saving for something special, it’s easier to track your funds when you dedicate a savings account to your project.  Our Custom Savings accounts make it simple with no minimum balance to open.
Gateway Savings

Gateway Savings

For ages 13-18. Young adults will learn good financial habits and build their savings, all with one account.
Smart Start Savings

Smart Start Savings

Power up your child's savings with a Smart Start Savings account. Kids 12 and under learn about saving money, while earning great bonuses.
Health Savings

Health Savings

Insurance and medical bills can be tricky to navigate. When matched with specialized health insurance plans, a Health Savings Account makes managing medical expenses easier and can help you save money.

IRA

IRA

Prepare for your financial future today by adding a Heartland Credit Union IRA to your retirement plan.

Investment Share

Investment Share

An Investment Shares Account allows you higher rates on your savings and permits access to your money whenever you need it.

Certificates

Certificates

Earn some of the best dividends we offer with nearly no risk to your money.

Money Market

Money Market

Open a Money Market with HCU and watch your money grow faster. Your rate increases as your balance grows, helping your money to work smarter and harder.

Add-On Certificates

Add-On Certificates

Enjoy the return and security of a Certificate with the ability to make deposits like a Savings account.  It’s the best of both worlds.